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COBRA retroactivity Clerketh June 29, 2009 03:59 pm
Hey all --

I'm heading from private practice to a federal clerkship, and there will be several weeks (fewer than sixty days total) in which I don't have health insurance. Actually purchasing COBRA under my firm's plan would cost several hundred dollars a month. I've been advised that under federal COBRA law, I have sixty days to retroactively opt-in to COBRA. The idea would be that I could choose not to pay up-front, but could opt-in for sixty days after coverage terminated if I got hit by the proverbial bus and needed medical coverage. Did anyone else choose to do this when transitioning between jobs? Any insight into how it worked out?

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message 41179 by lowlylawclerk

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